Janet Fernandez

Welcome to the Janet Fernandez State Farm Agency!

I’m Janet, and I’d love to share a bit about myself. My husband and I met while we were students at Florida State University, and we’ve been together for 42 incredible years—37 years married and 5 years dating. We both earned Business degrees and even served as Student Senators, representing opposite sides. Today, we’re proud parents of three adult children who are each building their own destiny. Our “house divided” includes a proud UF Gator, an FSU Seminole, and a neutral Boston College graduate. While our two daughters have made their homes in the Northeast—one working in law and the other in finance—our son, Michael, stayed in South Florida. He’s grown his own successful State Farm Agency in Cooper City, Florida.

For more than 30 years, I’ve had the privilege of serving as a State Farm agent—helping individuals and families understand risk and protect what matters most. My perspective has been shaped by life experiences, including surviving a plane crash and recovering from a serious car accident. Those moments deepened my appreciation for every day and strengthened my commitment to helping others.

One of the most rewarding parts of my work is coaching and developing our team members and interns. Over the years, I’ve trained and mentored more than 50 interns, and it’s been truly fulfilling to watch them thrive. Some have continued in insurance and financial services, and I’m especially proud that three of my former interns have become local State Farm agents themselves.

Along the way, I’ve received State Farm awards such as Crystal Honor Agent, SVP Agent, Chairman Circle Agent, and Ambassador for Life. But for me, service matters far more than recognition. I’m also active in the community through organizations including Habitat for Humanity, the Broward County School Business Partner Program, and the High School Mentor Program. I enjoy speaking with local students about the importance of car insurance, too.

At the Janet Fernandez Agency, we proudly serve customers across Florida—with a strong focus on families relocating to South Florida. We’re proud to support communities including Fort Lauderdale, Cooper City, Davie, Weston, Pembroke Pines, Plantation, Sunrise, Tamarac, and Coral Springs.

We offer a full range of insurance products—auto, home, business, life, and health—plus access to 96 additional products and services. For your convenience, we also provide complimentary notary and fax services, and our team is fluent in both English and Spanish.

Whether you’d like to reach us by phone, click, text, or by visiting our office, we’re here to help. We offer free quotes for auto insurance and homeowners insurance. Exceptional service and clear, easy-to-understand guidance are at the heart of what we do. We’d be honored to earn your business and show you why our reputation has been built through years of commitment—because we make insurance easier to navigate, step by step.